A tree can fall anywhere either in homes, public land or a disputed territory. So, determining who remains responsible for tree removal also remains subjective. Several factors like property ownership, cause of fall and local laws can influence the final decision.
Let’s see who is really responsible for a fallen tree removal in different scenarios.
Tree Falls on Your Property
If the tree was growing on your property and it fell, property owners are usually responsible for removing it, even if it fell because of wind or a storm.
If the tree was growing in your neighbor’s yard but fell into your yard, you are usually the one who must clean it up. However, if your neighbor has previously ignored warnings, they could be liable for any damage. You can always sit and talk to find a common ground.
Tree Falls on A Shared Property
If a tree grows right on the line between two yards, it likely belongs to both neighbors. This means both people may be responsible for the tree removal. Hence, bearing the costs equally.In these cases, it’s best for neighbors to talk and work together to handle the removal and payment.
Tree Falls on a Public Property
If a tree from a public place (like a park or roadside) falls into your yard, the government is usually responsible for removing it. If this happens, you should tell the local authorities right away.
Tree Falls Due to Negligence or Tree Condition
If you did not take care of the tree, for example, if it was sick, weak, or clearly unsafe, you will be responsible to cover the cost of removing a fallen tree.
Even if the fall happened during a storm, the owner might still have to pay for damages. This is because they did not care when the damage could have been restored.
Does Insurance Cover Fallen Trees?
Most home insurance plans do cover damage if a tree falls during a storm or other natural event. But they might not pay to remove the tree unless it caused damage to your house, garage, or other covered items.
If the tree fell because the owner was careless or didn’t take care of it, insurance usually won’t help. It is always a smart idea to read your insurance policy to know what is and isn’t covered.
Steps To Take When a Tree Falls
If you a tree has fallen, here are some quick steps to take:
- Make sure no one is hurt and check for dangers like fallen power lines.
- Take clear photos of the damage for insurance and records.
- Let your neighbor know if it’s their tree, or call the city if it’s on public land.
- Look into local laws about fallen trees.
- Report the damage and ask if insurance companies cover tree removal or repairs.
Overall Insight
A fallen tree removal can either be solely your responsibility, or maybe shared depending on where the tree was and who owns it. If it has fallen on public property, the government might take care of it.
Call professional tree removal services in Phoenix, AZ, at ArborCraft Tree Service or call us at (480) 999-0575 to book a site visit.